top of page
INDEPENDENT PROFESSIONS

We understand your needs and obligations

Whether you are an architect, a consulting engineer or an estate agent, having compulsory insurance is essential and reassuring. We offer the most appropriate insurance cover for the regulated professions.

Insurance solutions tailored to your profession

Every business sector has its own specific risks. We offer personalised support for independent and intellectual professions to ensure their needs are met.

Professional indemnity insurance
 

A NECESSARY AND LEGALLY REQUIRED INSURANCE

Professional indemnity insurance protects your company against any damage that may be caused to third parties in the course of your business. It is of crucial importance in many situations, such as errors in advice, omissions or negligence, or even unintentional injury.

Business premises and equipment insurance

THE SECURITY OF YOUR OFFICE AND ITS CONTENTS

Fire, water damage, theft: these unforeseen events can have a significant impact on the smooth running and financial stability of your business. Our insurance provides comprehensive cover to ensure the continuity of your business, allowing you to move forward with complete peace of mind.

Benefits specially designed for independent and intellectual professions

Every sector of activity carries specific risks. We offer personalized assistance for liberal and intellectual professions to ensure tailored protection according to their needs.

Key Person Guarantee

Every business has essential employees. “Key Person" cover provides the right to a lump-sum payment in the event of the death or permanent disability of the insured person, whether at work or at home.

Protecting your IT equipment
 

Damage, deterioration or destruction of your IT equipment on your business premises is covered. When travelling on business, your laptops and those of your employees are covered, regardless of location.

Archive and data storage insurance

If a disaster destroys your files and important documents, we will cover the cost of restoring the data and replacing the equipment.

3 choses à savoir sur votre assurance.jpg

3 things you need to know about your insurance

01
Know your obligations

Professional indemnity insurance is a legal requirement for a number of regulated independent professions.

02
Consolidate your insurance into a single policy

Multi-risk professional insurance allows your company to combine several types of cover in a single policy, including business premises insurance and public liability.

03
Compensation in the event of a claim

With the "business interruption" option, you are covered for loss of revenue or you can benefit from a lump sum payment for the duration of the repair work.

Additional benefits for extended protection

Pension Savings Plan

Build up extra income for your retirement while benefiting from tax advantages.

Cyber risk

Using IT exposes you to the risks of cyber-attacks, viruses and data theft. Protect your clients and your business against data loss.

Director’s liability

Your personal public liability may be engaged in the event of a management error, a breach of regulations or an employment contract of one of your employees. Director’s Liability covers your defence or prosecution costs in the event of a dispute arising from an employee's contract of employment.

 Why choose Foyer Foyer Group?

Flexible cover options designed to meet the needs of all businesses

Our business insurance policies are specifically designed to meet the needs of SMEs and the self-employed, with a targeted approach for each sector of activity: we offer flexible guarantees to cover the risks specific to many professions. By choosing Group Foyer, entrepreneurs can count on an unrivalled level of service and advice, making us one of the best insurance companies around. We're there for you in good times and bad.

Expertise 

A quality service provided by a vast network of professional agents.

Trust

We insure more than 9,000 professionals who have chosen to place their trust in us on the Luxembourg market.

Proximity

We are at your service wherever you are.

bottom of page