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BUILDERS INSURANCE

Customised coverage for all construction professionals

Whether you are a plumber, an electrician, a painter, or a locksmith, subcontractor or not, your needs and obligations are specific to the construction industry. That's why we offer you insurance that takes into account your daily activities and helps you to comply with the regulations in force.

Insurance tailored to your profession

Every trade has its own risks. We provide tailor-made protection for construction professionals.

Public liability insurance

PROTECT YOURSELF AGAINST DAMAGES YOU MAY CAUSE TO YOUR CLIENTS OR THIRD PARTIES

Being a builder means taking risks every day. It's always possible that an accident could occur, either during or after your work, involving people or property. To protect yourself, it's essential to take out insurance to cover the costs of defending yourself in the event of legal proceedings. The Foyer Lux-Assurances public liability insurance policy also automatically covers your employees, including those who are temporary or recently recruited, such as apprentices and trainees.

Business premises and equipment insurance

THIS COMPREHENSIVE INSURANCE COVERS YOUR WAREHOUSES, GOODS, AND EQUIPMENT

A single policy covers you against most risks inherent to your professional activity: it's a simple and effective solution. Foyer Lux-Assurances' comprehensive professional insurance covers you in the event of a fire affecting your premises and equipment, theft of materials, damage caused by adverse weather conditions, and many other scenarios... Depending on your profession and needs, you can also choose additional covers to reinforce your insurance strategy.

Advantages specifically designed for construction professionals.

Electrical damage to your machinery

If a short circuit damages your tools and threatens to slow down your business, your fully comprehensive insurance will cover the repair and replacement costs. 

The outdoor facilities of your premises

Signage, fences, or gates are external assets that can be insured just like your buildings.

Employee benefits for a flexible team

Your apprentices, interns, individuals on a trial period, and prospective employees are automatically covered at no extra cost.

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3 things to know about your insurance

01
Financial Protection
 

"Business Interruption" covers you for loss of income if your business is disrupted by damage to your warehouses, equipment or building materials.

02
Consolidate your insurance policies into a single contract

Comprehensive professional insurance allows your company to consolidate multiple policies into a single contract, including business premises insurance, public liability, and the transport of your goods.

03
Comprehensive coverage for your vehicle

If your vehicle has been customised, personalised or has promotional signage, any of these options are also covered by our insurance, even if they were installed after the vehicle was put on the road.

Additional guarantees for extended protection

Professional vehicle

Choose an insurance specifically designed for professional vehicles, including 24/7 roadside assistance, liability coverage, driver protection, and damage to vehicles.

Loss of  income Guarantee

Protect your capital and your standard of living when you stop working. You and your family will also benefit from protection in the event of death or disability.

Health insurance

Don't forget anything that is not covered by your regular social security cover. Not only for the smooth running of your SME, but also for its success in the long run.

 Why choose Foyer Foyer Group?

Flexible cover options designed to meet the needs of all businesses

Our business insurance policies are specifically designed to meet the needs of SMEs and the self-employed, with a targeted approach for each sector of activity: we offer flexible guarantees to cover the risks specific to many professions. By choosing Group Foyer, entrepreneurs can count on an unrivalled level of service and advice, making us one of the best insurance companies around. We're there for you in good times and bad.

Expertise 

A quality service provided by a vast network of professional agents.

Trust

We insure more than 9,000 professionals who have chosen to place their trust in us on the Luxembourg market.

Proximity

We are at your service wherever you are.

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